Heath Insurance
With such a dynamic and hectic life we are living it is essential for us to protect our health against the risk of paying huge medical bill by paying a small regular premium and get our self and our dependents covered. Health insurance policies come with various options. It is good to have advice on what is best for you.
Health insurance policies provide various options as per your need. If you are already having a policy by your company and feel that you need some additional cover as the medical cost is getting higher and higher day by day, you can opt for top up policy. Such polices comes with a very nominal premium and covers you over and above the specified base cover chosen by you.
One can choose a policy to cover few critical diseases as well. Such policies provide the financial assistance to the policy holder as soon as he survives after the diagnosis of the disease as specified in the terms and conditions of the policy.
Accidental Insurance is also a part of such policies where you may take it along with any other policy or stand alone. Such policies are very cheap and used only in the case of medical expenses arise due to accidental situation.
Premium paid in the policy is eligible to take tax benefit under section 80D of the Income Tax Act, 1961.

